Clara Capital Launches Same-Day ISO Commissions, Longer Terms, and New Pricing Tiers

AI-enabled automation drives faster payouts, expanded terms, and lower rates across Clara Capital’s growing product suite.

WOODBURY, N.Y.--(BUSINESS WIRE)--Clara Capital, a leading provider of customized financing solutions for small and medium-sized businesses, today announced three major enhancements to its product and partner experience: same-day commission payments for ISOs, extended 12-month terms, and new pricing tiers featuring lower rates across the board.

These initiatives reflect Clara Capital’s continued commitment to listening to ISO feedback, investing in automation, and delivering competitive, technology-driven funding products that support both merchants and ISO partners.

A More Competitive Product Suite: Longer Terms & Lower Pricing

As part of its ongoing expansion, Clara Capital is now offering:

• Up to 12-month terms
• New, more competitive pricing tiers, featuring lower factor rates and improved cost structures across the board

These changes strengthen Clara’s position as a premier funding partner—especially for ISOs seeking longer-duration options, enhanced flexibility, and better affordability for their clients.

“Length of term and cost of capital are two of the most important levers for merchants and ISOs,” said Ryan Adwar, Chief Executive Officer. “By extending our terms to 12 months and reducing our pricing across the board, we’re giving our partners a stronger, more competitive product set—while also maintaining the speed and consistency they rely on.”

Same-Day Commissions: Giving ISOs Immediate Liquidity

Clara Capital is simultaneously rolling out same-day commission payments for all ISO deals funded by 4:00 PM EST. This initiative directly addresses one of the industry’s most consistent pain points: liquidity.

“Our partners shared that liquidity is one of the biggest pressures they face, and we listened,” said Adwar. “Because of the automation we’ve deployed, we can now deliver commissions the very same day a deal funds. This is about honoring our commitment to the ISOs who trust us with their merchants.”

Automation Makes It Possible

Mike Lederman, Chief Operating Officer, emphasized how Clara’s investment in automation created the operational bandwidth for these enhancements.

“Everything we’ve built—from automated ingestion to AI-assisted underwriting—has been designed with our partners in mind,” Lederman said. “The ability to pay same-day commissions, extend our on-balance-sheet terms to 12 months, and lower pricing is the result of a platform engineered for speed, consistency, and scalability.”

Key Highlights

• Up to 12-Month Terms on all on-balance-sheet deals
• New Lower Pricing Tiers across the entire product suite
• Same-Day ISO Commissions for deals funded by 4:00 PM EST
• Partner-Driven Enhancements based on direct ISO feedback
• Automation-Enabled Speed, improving decisioning and funding workflows
• Scalable Application Volume, now supporting thousands of submissions monthly

About Clara Capital

Clara Capital Servicing LLC is a leading financial services firm specializing in customized financing solutions for small and medium-sized businesses. Clara Capital partners with ISOs and direct clients to deliver flexible products, fast decisions, and a client-focused experience powered by advanced technology and automation.