Cross River Launches Stablecoin Payments With Infrastructure to Power the Future of Onchain Finance

Platform unifies stablecoin and fiat flows in a single, interoperable system

Enables modern, composable money movement without new ledgers or operational drag

FORT LEE, N.J.--(BUSINESS WIRE)--Cross River Bank (“Cross River”), a technology infrastructure provider that offers embedded financial solutions, today announced the launch of its offering to power stablecoin payments*. Integrated directly with Cross River’s real-time core, COS, the offering unifies fiat and stablecoin flows through a single, interoperable system—enabling companies to move value across chains and traditional rails, leveraging bank-grade compliance.

While today’s money movement is fragmented across fiat rails and blockchains, Cross River unifies it all—eliminating operational sprawl and the need to pre-fund or rebuild ledgers. The offering gives fintechs, enterprises, and crypto-native players a compliant, infrastructure for network settlement, merchant payouts, on/off ramps, and treasury management.

“We’re building the future of finance,” said Gilles Gade, Founder, President and CEO of Cross River. “We’re taking blockchain beyond payments and settlement, reimagining every corner of banking—from BaaS to lending—to deliver a faster, more connected financial world grounded in safety and trust."

Cross River brings years of experience supporting digital asset platforms with real-time, secure, and compliant financial infrastructure. With stablecoin volumes exceeding $20 trillion annually, this launch marks a key milestone in the transition to on-chain financial infrastructure—providing programmability, transparency, and speed with the guardrails of a federally regulated bank.

“Moving to onchain finance requires true interoperability between fiat and blockchain networks,” said Luca Cosentino, Head of Crypto at Cross River. “Previously companies were forced into inefficient choices—pre-funding, high cost of capital, stitched-together vendors, and slow time-to-market. By abstracting the complexity of blockchain integrations, our platform enables fintechs, enterprises, and crypto-native companies to access stablecoin capabilities without compromising on regulatory expectations or operational requirements.”

The offering is available today for approved partners across fintech, enterprises, and crypto-native companies, with broader availability to come. Beyond payments, Cross River’s infrastructure is built to support future use cases involving digital assets and blockchain technology.

This development reflects Cross River’s long-standing belief that financial innovation and regulatory compliance are compatible. As the digital asset sector continues to mature, Cross River is committed to shaping an inclusive and efficient future for global finance.

To learn more about Cross River's crypto solutions, please visit: www.crossriver.com/solutions/crypto.

*These Cross River services are currently only available in limited states.

About Cross River
Cross River provides technology infrastructure powering the future of financial services. Leveraging its proprietary real-time banking core, Cross River delivers innovative and scalable embedded payments, cards, lending, and crypto solutions to millions of consumers and businesses. Cross River is backed by leading investors and serves the world’s most essential fintech and technology companies. Leading the industry, Cross River is reshaping global finance and financial inclusion. Member FDIC. Find out more at www.crossriver.com.