Zenith Group Advisors Launches Early Pay Program Amid Record-Breaking Year, Helping Trucking Industry Address Driver Retention and Cash Flow Challenges

New financing solution enables trucking companies to offer immediate wage access while extending payment terms up to 120 days

NEW YORK--(BUSINESS WIRE)--Zenith Group Advisors today announced the launch of its Early Pay & Extended Terms Program, a dual-benefit solution designed to help trucking companies tackle critical driver retention challenges while improving working capital management in an increasingly margin-compressed industry.

The transportation sector continues to face mounting pressure from high driver turnover rates, with many operators struggling to retain talent amid growing demands for faster wage access. At the same time, trucking companies contend with tight liquidity constraints due to rising fuel costs, maintenance expenses, and delayed customer receivables.

Zenith’s program solves both challenges simultaneously by enabling drivers to receive wages early while allowing companies to extend payment terms up to 120 days. Unlike traditional loans, the facility is unsecured, off-balance sheet, and fully compatible with existing or future financing facilities.

"Trucking companies are caught between competing demands for immediate driver compensation and extended cash flow cycles," said Cole Reifler, CEO of Zenith Group Advisors. "Our program transforms what has traditionally been a cost center into a profit opportunity."

Under the program, drivers can opt in to receive early wage access as an employee benefit, which can improve retention rates and reduce costly recruitment cycles. Meanwhile, trucking companies gain significant working capital relief through extended repayment terms, unlocking liquidity for fleet maintenance, operational investments, and growth initiatives.

The financial impact can be substantial. A trucking operation with $50 million in annual driver payroll could capture approximately $1 million in incremental profit through early pay discounts while gaining roughly $10 million in liquidity benefits by extending terms from 30 to 120 days.

Record Growth Highlights Market Demand

This program launch comes amid a record-breaking year for Zenith, with new originations and client demand at all-time highs. The company continues to expand at a rapid pace, reflecting strong appetite for alternative financing products in the current economic environment.

"Our product is the perfect fit for mid-market companies looking to better manage working capital, fund growth, and reduce leverage while scaling operations," Reifler added. "The transportation industry is just the beginning; this solution is designed to serve any sector facing cash flow mismatches between expenses and receivables."

Availability

Transportation companies interested in implementing the Early Pay & Extended Terms Program can contact Zenith directly for program details, eligibility requirements, and onboarding support.

About Zenith Group Advisors

Zenith Group Advisors is a leading trade-payables and supply-chain-finance platform serving mid-market companies across North America and Europe. The firm structures unsecured, off-balance-sheet solutions that extend payment terms, unlock working capital, and operate alongside existing and future bank facilities without triggering restrictive covenants. Backed by institutional capital, credit insurance, and technology-driven workflows, Zenith delivers scalable programs that support growth and strengthen financial resilience.

For more information, please visit www.zenithgroupadvisors.com