X-Caliber Rural Capital Affiliate and American Lending Center Close $220MM Loan for National Family Resort in Osage Beach, Missouri

Companies Provide Senior Debt for Ground-Up Construction of Multi-Amenity Resort

IRVINGTON, N.Y.--(BUSINESS WIRE)--X-Caliber Rural Capital, (“XRC”), a licensed USDA OneRD lender and affiliate of X-Caliber Capital Holdings LLC, (“X-Caliber”), announced that its affiliate XRL-ALC, together with American Lending Center (“ALC”), closed a $220 million transaction to fund the ground-up construction and redevelopment of a national resort in Missouri.

Oasis at Lakeport, a national family resort and entertainment district in Osage Beach, Missouri, has a total project cost of $495 million. It features a Marriott hotel with 402 rooms, a conference center, indoor waterpark, amusement park, and various amenities, aiming to become a premier Midwest tourist destination.

The $220MM senior loan is part of a total $285MM financing provided through X-Caliber’s proprietary lending product Rural PACE-X that also includes $65MM of Commercial Property Assessed Clean Energy (C-PACE) financing through X-Caliber affiliate CastleGreen Finance.

Rural PACE-X combines senior-secured construction financing with long-term Commercial Property Assessed Clean Energy (C-PACE) funding to deliver high-leverage capital—$20 million and above—for projects that drive rural economic development and energy efficiency. This is X-Caliber’s largest Rural PACE-X transaction closed to date since the product launched in late 2024. In addition, the C-PACE financing is the largest to date for the state of Missouri and for CastleGreen Finance.

“The Lakeport at Oasis project marks a transformational moment for Missouri and its communities,” said X-Caliber President and CEO, Chris Callahan. “Rural PACE-X proved to be the ideal product to help bring it to life. The innovative financing structure helped make it possible to deliver a premier family resort; one that will drive economic growth, create jobs, and attract new tourism to the region and state for decades to come.”

The conventional funds are intended to provide construction-through-stabilization financing for up to five years.

“Oasis at Lakeport is more than a development—it’s a driver of long-term economic vitality for the region,” said John Shen, Founder and CEO of American Lending Center. “We are proud to partner with X-Caliber Rural Capital to bring essential capital and job creation to regions where economic opportunities are often limited.”

“We value our partnership with American Lending Center in delivering innovative financing solutions that drive impactful development for large-scale projects in rural communities where conventional options are often limited,” said Jordan Blanchard, Co-Founder, X-Caliber Rural Capital. “This brings much needed capital to projects that foster meaningful economic growth and lasting positive impact in rural communities.”

Oasis at Lakeport is being developed by SkyView Partners and Tegethoff Development known for its expertise in suburban mixed-use projects, historic renovations, and boutique urban apartments. The Rural PACE-X loan was originated and structured by the X-Caliber Advisors team comprised of Gregg Delany, Ken Lorman, and Gabe Mashaal on behalf of Tegethoff Development.

“This transformational project brings so many benefits to the local economy including well-paying jobs, tax revenues, and vibrant cultural entertainment,” said Jeff Tegethoff, Founder and CEO of Tegethoff Development.

Oasis at Lakeport is expected to create 1,500 construction jobs, while the completed resort will generate 500 full-time jobs and draw 600,000 visitors a year. The buildings’ energy efficiency design is estimated to save around $11MM in costs over the lifetime of the improvements.

“This financing provides a highly effective solution that exemplifies the power of hybrid funding, seamlessly executing both efficient short- and long-term capital strategies,” said Sal Tarsia, Managing Partner, CastleGreen Finance. “By integrating state-of-the-art energy efficiency upgrades, it delivers sustainable, future-ready performance for this exciting hotel resort project. We are proud to have combined our multiple lending pillars to offer a full-service solution and be a part of bringing the Oasis at Lakeport to life.”

The first phase of construction includes rides, attractions, restaurants, and a marina set to open in the spring of 2026. The Marriott hotel and indoor waterpark are projected to open in late 2027.

For more details and full Rural PACE-X product parameters and information, click here.

About X-Caliber Capital Holdings LLC (“X-Caliber”)

X-Caliber Capital Holdings is a nationally recognized commercial real estate finance franchise whose affiliate companies provide direct mortgage lending, servicing, advisory, and investment opportunities. Our diverse and growing lending and investment entities support and leverage our expansive and innovative lending platforms that offer FHA, bridge, USDA, and C-PACE financing.

About American Lending Center (“ALC”)

American Lending Center Holdings (ALCH) is a mission-driven financial service organization dedicated to fostering economic growth. ALCH has played a critical role by supporting businesses in underserved and rural communities. Since its inception, ALCH has helped create or retain 140,000+ jobs and provided impactful financing solutions to empower businesses nationwide.

About X-Caliber Rural Capital

X-Caliber Rural Capital is an affiliate of X-Caliber Holdings, a national real estate lending and investment firm. X-Caliber Rural Capital is a national, licensed and approved U.S. Department of Agriculture lender that provides financing for rural business and economic development projects under four flagship programs that fall under the OneRD Guaranteed Loan Initiative. The Company is dedicated to creating attractive solutions for its borrowers that meet the needs of rural communities throughout the country.

About XRL-ALC, LLC

XRL-ALC, LLC (XRA), is an affiliate of X-Caliber Rural that offers conventional construction financing for commercial real estate and infrastructure projects located in micro-rural areas. XRA loans can be part of a larger capital stack including USDA OneRD financing, CPACE, New Markets Tax Credits, and senior secured debt. Micro-rural areas are defined as areas with a population of fewer than 20,000 and not part of a Metropolitan Statistical Area. The Company is dedicated to creating attractive solutions for its borrowers that meet the needs of micro-rural communities throughout the country.

About CastleGreen Finance

CastleGreen Finance is an affiliate of X-Caliber Capital Holdings and embraces the collaboration of commercial real estate construction along with a green energy and carbon emission reduction strategy by providing property owners with the financing tools needed to create and redevelop clean, sustainable, energy-efficient real estate through a superior capital stack.

About X-Caliber Advisors, LLC (“X-Caliber Advisors”)

X-Caliber Advisors is a nationally recognized commercial real estate advisor that assists developers and owners in their financing needs. XCA is able to access and combine X-Caliber’s various loan products to create an optimal capital structure in a one-stop shopping experience for direct mortgage lending, servicing, advisory, and investment opportunities. Our diverse and growing lending and investment entities support and leverage our expansive and innovative lending platforms that offer FHA, bridge, USDA, and C-PACE financing.